We all know how difficult it can be to stay afloat – particularly when we have big things to pay for such as the sofa you’ve had on credit or the lump sum car insurance. Having massive payments one month because of a final instalment and such can really knock you and your finances out of sync – especially if you don’t have much savings to fall back on. It would be even worse if you’re faced with an emergency in the home, too.
Imagine having just spent hundreds on your summer holiday only to find your boiler breaks down. Perhaps the engineer suggests that it’d be cheaper and more of an investment if you buy a new one rather than fixing the old model. While the outline of boiler prices from British Gas can help provide you with a model within your budget, it’s certainly not the cheapest thing in the world. Plus, if you’re investing in a new boiler, budgeting for British Gas boiler and heating cover will help to keep it in shipshape condition.
Everything revolves around money for most of us and while luxuries are well deserved, ensuring that our homes are protected is the main thing. After all, what’s the point in having that weekend away if you don’t insure the home you live in all year round?
While cutting costs is a common thing for homeowners so that they have a little cash to play with, you need to ensure you don’t slash the important insurance policies that will cover you should the worst happen. It might be tempting to cancel that boiler insurance, or reduce the cover that your buildings and contents insurance provide you, but if an accident or theft happens, where would you stand? You may not be able to claim back all that you have lost and you’ll end up out of pocket and broken hearted.
Don’t scrimp on insurance – whether it’s the home, car or otherwise. Make sure you don’t double cover things though – chances of you needing mobile phone insurance are slim to none when you could just add the phone to your contents insurance. Be sensible with your premiums and you could save yourself money and stay protected.
This is a sponsored post.